Simple. Accurate. Customizable.
With only a name and address, Pinpoint delivers actionable signals — helping carriers make faster, sharper decisions in marketing, underwriting, ratemaking, and claims.
Proven Accuracy in Real-World Conditions
- Marketing
- Underwriting
- Ratemaking
- Claims
- Discovery
Focus Your Acquisition Strategy on Leads That Deliver
Pinpoint’s marketing intelligence solutions help you predict profitability, response, and conversion before you spend a dollar. Use data-driven models to optimize campaigns, prioritize outreach, and boost marketing ROI.
AI-Powered Underwriting, Built on Actuarial Expertise
Pinpoint Predictive combines actuarial insight with AI to deliver faster, more accurate underwriting. Our compliant, customizable models streamline workflows, cut risk, and improve profitability, without sacrificing precision.
AI-Powered Precision Pricing for Insurance
Pinpoint Predictive brings actuarial expertise and AI-driven analytics to ratemaking, helping carriers set compliant, competitive, and risk-aligned rates. From filed and non-admitted pricing to smarter IRPM selection, our models improve accuracy, streamline filings, and adapt quickly to market shifts, driving profitability without sacrificing compliance.
AI-Powered Claims Optimization
Pinpoint Predictive helps carriers anticipate and manage claims with AI models that flag high-impact risks early, from attorney involvement and litigation to fraud, large losses, and cause of loss. By shifting from reactive handling to proactive strategy, claims teams improve outcomes, reduce severity, and protect profitability, without sacrificing compliance or accuracy.
From Data to Actionable Predictions
Pinpoint’s Discovery Models let carriers design custom predictive solutions for any two-outcome event, like churn, premium leakage, or program adoption. With Binary Classifiers, teams can quickly test, validate, and deploy new models across underwriting, claims, and retention workflows, driving innovation without heavy development or data science resources.
Who We Provide Returns For
Project Your Gains, Instantly
See the Business Impact Before You Buy
Build financial projections fast. Loss ratio improvements and ROI in just minutes using Pinpoint’s intuitive tool.
AI-Driven Risk Intelligence
Pinpoint empowers P&C insurers with deep-learning-powered loss predictions and risk scores, delivering earlier, more accurate insights to improve loss ratios and drive profitable, equitable growth.
Case Studies
Auto Case Study: Loss Cost Model to Optimize Marketing Spend
Pinpoint helped reduce Loss Ratio by 4 points on personal auto Client: National Auto Carrier Line of Business: Auto Insurance Number of Policies: 714,577 Average Premium: $2,495 Use Case Focus: Customer Acquisition Challenges for Auto Insurers: The combined ratio for personal auto has worsened from 92.5% in 2020 (the best result in 25 years) to Learn More
Auto Case Study: Claims Severity Predictions
Pinpoint helped reduce Loss Ratio by 3 points with Claims Severity Predictions Client: National Auto Carrier Line of Business: Auto Insurance Number of Policies: 714,577 Average Premium: $2,495 Challenge for Auto Insurer: A national auto insurance carrier looked to augment their modeling and solve the problem of balancing business against increasing claim payouts, increasing costs Learn More
Auto Case Study: Litigation Risk Scores
Pinpoint Helped Identify an Additional 6% of Claimants Likely to Seek Attorney Representation Client: National Auto Insurance Insurer Line of Business: Auto Insurance Model Trained: 130,000 Claimants Use Case Focus: Claims and Litigation
Home Case Study: Claims Frequency Prediction to Optimize Growth
Pinpoint helped reduce Loss Ratio by 3 points to optimize profitable growth Client: National Home Insurance Carrier Line of Business: Home Insurance Number of Policies: ~300,000 Average Individual Premium: $2,900 A national home insurance carrier partnered with Pinpoint to receive Loss Predictions at the top of the funnel (before the customer journey begins). Learn More
Home Case Study: Loss Cost Prediction to Reduce Non-Weather Water Losses
Pinpoint helped reduce Loss Ratio by 4 points during pre-application Client: National Home Insurance Carrier Line of Business: Home Insurance Number of Policies: ~150,000 Average Individual Premium: $1,291 A national home insurance carrier partnered with Pinpoint to receive Loss Cost Predictions at the top of the funnel (before the customer journey begins). Learn More
Frequently Asked Questions
What types of problems does Pinpoint help insurance carriers solve?
Pinpoint empowers carriers to make smarter, faster, and more accurate decisions across marketing, underwriting, ratemaking, claims, and more. Our predictive models plug into existing workflows (API or batch) to prioritize high-value acquisition, sharpen pricing and filed rating, improve bind quality, and triage claims early so costs don’t compound, customized to each carrier’s specific experience and outcomes.
How quickly can Pinpoint’s solutions be deployed?
Most solutions deploy in under a week. They integrate seamlessly with any core system or backend process. With a few clicks, our automated platform deploys new models via configurable APIs, turning hypotheses into real-world results with minimal IT disruption.
Are Pinpoint’s models compliant with regulatory requirements?
Certain Pinpoint models are actuary-built, independently validated, and approved for use in general state filings across states such as Wisconsin, Illinois, Louisiana, and Mississippi. To learn more about our regulatory approvals and compliance process, visit our Compliance Page.
How do Pinpoint’s solutions integrate with existing workflows?
Predictive scores and insights leverage workflows and processes you already utilize. This enhances existing quoting, underwriting, claims, and marketing workflows and processes so your teams can take action with minimal disruption.
Fast-Track Profitable Growth
Data Science That Delivers Business Impact
Pinpoint is an AI company purpose-built for insurers. We combine deep actuarial expertise with modern data science to solve real-world problems across underwriting, marketing, and distribution. Our mission is simple: make insurance more precise and more profitable—one model at a time.